Recurring expenses
identify users’ payment habits
Get an instant overview of your users’ recurrent spending habits to assess risk and determine whether they have sufficient and stable cash flow to meet future debt services.
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Automatically identify recurrent expenses
Access clean financial data
Access real-time data and identify recurring expenses to improve how your customers manage their finances.
Reduce credit risk
Analyze spending patterns to foresee your customers’ ability to pay and offer tailored-made credit solutions with low risk.
MAKE SMART SUGGESTIONS
Understand the expenses that your customer is already committed to and identify how to reduce them to boost savings as well as optimize their financial health.
Get a clear picture of your user's FINANCIAL LIFE
prevent default and loan delinquency
Understand users’ recurring spending patterns, like digital subscriptions, utilities, rent or loans to assess the probability of payment default.
offer more credit while minimizing risk
Identify what percentage of your customers’ expenses take place on a recurring basis to offer credit offers aligned with their financial moment.
How does it work?
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High-accuracy income verification
Verify your users’ income and financial stability using our machine learning and AI-powered models.
Boost the predictive power of your risk models
Access a comprehensive list of cleaned and pre-calculated features to empower your models.
Categorize transactional data from any source
Automatically categorize, enrich transactional data, and identify recurring expenses from any source in just seconds.