Risk insights (BETA)
Boost the accuracy of your credit scoring models and reduce risks
Access a complete set of high-quality enriched metrics built on historical transactional data to improve your creditworthiness analysis, leading to increased eligibility for loans, higher margins, and potentially lower interest rates for your customers.
Trusted by the leading financial innovators
Feed your risk assessment models with enriched open banking data
Build more powerful credit scoring models
Automatically retrieve the most relevant metrics to understand your customers risk profile by leveraging up to 90 days of already processed historical transactional data and integrate stronger predictive features into your credit scoring and underwriting processes.
Help users improve their credit score health
Access a unique set of data to predict your customers’ credit worthiness including positive information such as income and transaction history. Build stronger relationships and increase customer satisfaction by helping them improve their financial health and credit score.
Understand your user’s risk profile at a glance
Access enriched financial data
Access real-time and enriched insights about your customers’ financial situation through a single API call.
Reduce credit risk
Enrich your credit scoring models with transactional data from checking and saving accounts to improve the predictive power of your models and lower default rates.
Leverage positive information
Help improve your users’ credit score and loan eligibility by accessing a unique source of information including income detection and history analysis.
Save time and reduce manual workload
Benefit from a growing set of enriched risk insights and hundreds of dedicated data science hours without having a dedicated team to work on it.
How it works
A few lines of code to retrieve any financial data
Related guides & Docs
Get a real picture of your client’s income
Use our income verification product to identify your user’s financial stability and ability to pay.
Identify users’ regular spending patterns
Understand your customers’ recurring expenses to offer them personalized credit options.
How to assess lending risk with Belvo
Boost your risk assessment and underwriting capabilities to build innovative lending solutions.