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Open Finance payment initiation
Accept payments via open finance
Receive instant bank payments inside your app or website. Increase conversion rates, cut fraud and reduce costs. Delight your customers with a smoother payment experience.
Trusted by the leading financial innovators
Instant bank payments with enhanced security and UX
Authorized by Brazilian Central Bank
Accept instant bank payments from all the financial institutions that are part of the Open Finance ecosystem.
Build and launch at speed
Speed up your integration time to start receiving payments within hours thanks to our full-stack and developer-friendly tools.
Receive instant payments through a link
Easily embed and share payment links with your customers, without writing a line of code, through your preferred marketing channel.
Reduce friction
Increase conversion and successful payment rates by allowing your users to complete a payment without leaving your app.
Instant account-to-account open finance payments
Hassle-free recurring collections
Facilitate easier recurring payments for things like utility bills, subscriptions, and collections where users can safely store their banking information for future transactions. Your user payment journey is optimized without the need to manually switch apps.
Offer a simple wallet top-up user experience
Increase your wallet usage and average account balance by letting your user make instant transfers directly from their bank account without having to leave the app. Eliminate the need for multiple logins and improve your app user experience.
Optimized payment flow to improve conversion rates
Streamline your loan collection process with a smooth in-app flow to the customer’s bank account. Less steps and a better UX compared with PIX or Boletos to increase repayment rates and offer a safe experience for your borrowers.
Validate users’ identities and reduce fraud
Verify that the national identifier from the user matches the one of the account being used before processing the payment. Avoid fraud accounts by adding an additional fraud prevention tool to your payment process. Quickly detect anomalies and reject payments before they occur.

Customer Service and Ombudsman
Belvo has a dedicated channel to support customers regarding any questions or other issues related to payments initiated through Belvo.
Related guides & Docs
Start moving money with our API
Check our technical documentation to quickly implement instant bank payments within your solution.
Payments and Open Finance in Brazil
Discover what is happening beyond PIX and how Open Finance is changing the payment landscape.
What is Payment Initiation?
Read more about how payment initiation works and why it will be relevant for businesses in 2023.
We can’t wait to hear what you’re going to build
Belvo does not grant loans or ask for deposits