E-commerce & retail

Optimize your checkout experience

Instant transactions through open finance payment initiation can help you boost sales and conversion rates while keeping fraud down. 

Trusted by the leading financial innovators

Maximize conversions and combat fraud

Boost sales with an optimized experience

Benefit from the same cost per transaction from Pix/PSE while offering a smoother experience with increased conversion rates. 

Verified and less fraud-prone payments

Reduce fraud risk thanks to real-time bank authentication ensuring that only authorized and verified payments are made. 

Reduce dropout rate

Open finance payments require fewer steps than Pix. Provide an uninterrupted user flow where users are less likely to abandon the process.

Use cases

Discover all the possibilities of open
finance for e-commerce

Convert more buyers with seamless payments

Account-to-account payments are the perfect fit for retail and e-commerce trying to reduce abandoned carts. Provide an uninterrupted buying experience with fewer steps and more protection against fraud while maintaining the same cost per transaction as Pix/PSE.

Faster credit card issuing

Create smooth built-in features to issue credit directly through your e-commerce platform thanks to direct access to customers’ bank accounts information. Quickly identify customer spending patterns, income and financial risk to better target credit offers and increase approval rates.

Increase the lending volume with the same risk

Easily access detailed data on customer financial behaviour to increase approval rates and lower default rates, directly through your e-commerce platform. Boost your retargeting efforts to market credit offers to both B2B and B2C customers.

Tailored to your business needs

Fashion & Beauty

Fashion & Beauty

Optimize your customers’ shopping experience with an easier and faster checkout process. Streamline credit assessment and increase the number of flagship credit cards issued while decreasing risk.



Improve your customers’ payment experience and acquire more clients by offering personalized credit conditions in automotive purchases.

Sports apparel

Sports Apparel

Improve your checkout conversion rates through open finance payments in a process with fewer steps and an optimized customer journey.



Reduce cart dropout rates and offer your customers a seamless payment experience with open finance payments. Streamline credit assessment and increase the number of flagship credit cards issued while decreasing risk.



Increase payment conversion rates with open finance payment solutions, which provide a faster and easier experience for your customers while decreasing operational costs and fraud. Use open finance data to improve your credit process and offer better loans to sellers in your platform.

We can’t wait to hear
what you’re going
to build

Belvo does not grant loans or ask for deposits