E-commerce & retail
Optimize your checkout experience
Instant transactions through open finance payment initiation can help you boost sales and conversion rates while keeping fraud down.
Trusted by the leading financial innovators
Maximize conversions and combat fraud
Boost sales with an optimized experience
Benefit from the same cost per transaction from Pix/PSE while offering a smoother experience with increased conversion rates.
Verified and less fraud-prone payments
Reduce fraud risk thanks to real-time bank authentication ensuring that only authorized and verified payments are made.
Reduce dropout rate
Open finance payments require fewer steps than Pix. Provide an uninterrupted user flow where users are less likely to abandon the process.
Use cases
Discover all the possibilities of open
finance for e-commerce
Convert more buyers with seamless payments
Account-to-account payments are the perfect fit for retail and e-commerce trying to reduce abandoned carts. Provide an uninterrupted buying experience with fewer steps and more protection against fraud while maintaining the same cost per transaction as Pix/PSE.
Faster credit card issuing
Create smooth built-in features to issue credit directly through your e-commerce platform thanks to direct access to customers’ bank accounts information. Quickly identify customer spending patterns, income and financial risk to better target credit offers and increase approval rates.
Increase the lending volume with the same risk
Easily access detailed data on customer financial behaviour to increase approval rates and lower default rates, directly through your e-commerce platform. Boost your retargeting efforts to market credit offers to both B2B and B2C customers.
Tailored to your business needs
Fashion & Beauty
Fashion & Beauty
Optimize your customers’ shopping experience with an easier and faster checkout process. Streamline credit assessment and increase the number of flagship credit cards issued while decreasing risk.
Automotive
Automotive
Improve your customers’ payment experience and acquire more clients by offering personalized credit conditions in automotive purchases.
Sports apparel
Sports Apparel
Improve your checkout conversion rates through open finance payments in a process with fewer steps and an optimized customer journey.
Electronics
Electronics
Reduce cart dropout rates and offer your customers a seamless payment experience with open finance payments. Streamline credit assessment and increase the number of flagship credit cards issued while decreasing risk.
Marketplaces
Marketplaces
Increase payment conversion rates with open finance payment solutions, which provide a faster and easier experience for your customers while decreasing operational costs and fraud. Use open finance data to improve your credit process and offer better loans to sellers in your platform.
Related content & guides
What is open finance payment initiation?
Open finance models allow for a new type of payment that’s done directly through the users’ bank account.
More insights, less risk: the new Income Verification
Assess users’ income from multiple sources and select applicants that match your credit conditions thanks to the new income metrics.
Improving our categorization engine to optimize lending
See new categories and detailed subcategories to help lenders identify income, patterns and potentially risky behavior.
We can’t wait to hear
what you’re going
to build
Belvo does not grant loans or ask for deposits
