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Income Verification
Identify and predict income with open banking
Get a real picture of your customers’ salary by leveraging our high-accuracy data science models. Improve your knowledge of your users’ financial stability and ability to pay.
Trusted by the leading financial innovators
Use cases
Accurately understand your users’ financial stability and ability to pay
Measure users’ stability of income
Detect your users’ income from bank accounts to get a comprehensive view of their financial health with high accuracy. Save time and reduce manual errors by fully automating the income verification process.
Improve credit scoring and reduce repayment risk
By getting an overview of the main attributes of your users’ income, you can get an instant snapshot of their financial situation. Accurately understand their payment capacity, optimize your risk assessment process, and reduce risks when granting loans.
Help your users obtain better returns
By obtaining a historical and detailed record of users’ transactions categorized as income, brokers can better understand their customers’ financial health and can help optimize their decision-making when investing in new portfolios or instruments.
Get a real picture of your client’s income
Access enriched financial data
Access real time data and predict monthly income to automate credit decisions and reduce risks.
Analyze financial health
Measure the regularity and stability of your customers’ payments by feeding your solution with real time financial data.
Identify and reduce repayment risk
Detect income changes to foresee your customers’ ability to pay and assess loan applications faster.
Reduce manual workload and save time
Benefit from accurate data and create a smoother and frictionless user experience for your customers.
How it works
A few lines of code to retrieve any financial data
Related guides & Docs
Learn more about income verification
Access the documentation in our developers portal about our income verification product.
Identify user’s regular spending patterns
Understand your customers’ recurring expenses to understand their financial stability.
Improve risk assessment with financial data
Access enriched metrics to build powerful credit scoring models and reduce risks.
We can’t wait to hear what you’re going to build
Belvo does not grant loans or ask for deposits