Employment
Verify workers’ income and employment history
Track users’ income and working stability by leveraging IMSS’ official employment data in Mexico. Speed up your credit application process and make more informed lending decisions.
Trusted by the leading financial innovators
Verify income and accelerate credit decisions
with employment data
6-10%
Uplift on GINI coefficient
+ 10%
Approval rates increased
85-90%
Successful data connections
Validate income with employment data and speed up lending processes
Accelerate credit decisions
Incorporating Instituto Mexicano de Seguro Social (IMSS) data as a source to verify workers’ income and employment history can help eliminate manual processes and simplify the credit application process.
Lenders and micro-lenders can quickly verify the working stability of their borrowers through a high-trust flow that doesn’t require sharing of banking credentials.
Offer custom-made credits conditions
Retrieve workers’ past, exact and current salaries, as well as enriched data about the evolution of their employment status. Thanks to this you can provide adjusted credit proposals and repayment conditions.
And as the information is updated if their working situation changes, you can adjust their credit card lines and salary advances accordingly. Your user assessment will always be up-to-date.
Improve financial inclusion
Social security data provides an alternative way to verify the affordability for the unbanked population with no traditional credit history. Better serve no-hits and thin-file credit applicants with new lines of credit for which they were previously ineligible.
Promote financial inclusion by building dedicated credit products for each segment of the Mexican population.
Data aggregation
A comprehensive view of employment data
Personal data
Access detailed information regarding the personal information of your user such as name, email, or birth date.
Social security
Get data about the individual’s social security contributions such as the number of weeks contributed or reinstated.
Employment
Retrieve data about users’ employment history such as their employer name, their monthly salary or the date when they started.
File
Get the income statement file as a PDF historical report.
How it works
Related guides & docs
Start retrieving employment data
Access users’ employment history and social security data in a few clicks.
Employment data for better credit decisions
Read more about how our product works and how it can help lenders to make more informed credit decisions.
Open Finance for lenders guide
Discover how open finance technology can help improve conversion and build better lending solutions.
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