Automatic Pix
Variable recurring payments with Pix
Automate recurring payments for fixed or variable amounts and get paid on the exact due date. Provide a seamless payment experience with Automatic Pix, increasing customer retention and reducing fraud risks.
Trusted by the leading financial innovators
A simple way for direct debit payments with Pix.
More efficient, less bureaucracy.
Flexibility for variable payments
RAutomate collections for varying amounts in each cycle, giving you the flexibility to manage subscriptions and dynamic pricing services.
Better conversion rates
Reduce payment failures with a payment method that doesn’t expire and ensures collection even if there are insufficient funds.
*Subject to overdraft availability.
All banks, no agreements needed
With Automatic Pix, any business can directly debit fixed or variable amounts from accounts in any Brazilian financial institution—no need for complex agreements.
Lower processing cost
Provide the convenience of traditional direct debit with minimal costs, while ensuring a flawless customer experience.
The easiest and safest way to receive recurring payments
Frictionless experience
With Belvo, customers are redirected directly to their bank’s page to confirm recurring payments with just a few clicks.
Guaranteed payment
Set the billing date and receive payments automatically without delays, with a guarantee of collection. Our system makes automatic retries up to seven days after the due date or debits from the overdraft if enabled.
Direct authentication with the bank
Payments are authenticated directly by the bank, reducing the risk of fraud and unauthorized transactions.
Adapted to your business needs
Digital Subscriptions
Subscription clubs and Streaming
Automate subscription collections for services like streaming, VPNs, and discount clubs without relying on cards or invoices. Get paid instantly, avoiding service interruptions.
Bill payments
Utility bills
Let customers schedule automatic recurring bill payments like electricity or internet. The amount is debited from their account on the due date, avoiding delays.
Top Up
Digital wallets
Automate balance top-ups for your customers’ digital wallets. The amount is transferred instantly and recurrently, ensuring funds are always available.
Loans
Loan repayment
Automate loan installment payments or allow early settlement of variable amounts.
Education
Tuition payments
Simplify tuition payments for schools, universities, or gyms, with the possibility of additional charges if necessary.
Investments and savings
Enable recurring automatic transfers to investment or savings accounts, enhancing your app’s primary use.
How it works
Payment selection
The customer selects Automatic Pix as the payment method and chooses the bank from which they wish to make the payment.
Tus datos financieros
Our API automatically redirects the customer to the desired bank, directly and without QR codes.
The customer sees a confirmation screen with the details of the automatic payments.
Compañías financieras
You are always charged on the date you want, and the payment is made instantly.
Integrate Automatic Pix with Open Finance
Forget complicated integrations and quickly connect to Automatic Pix through Belvo’s API, a Payment Transaction Initiator (ITP) regulated by the Central Bank of Brazil and an expert in Open Finance.
Get ahead with Automatic Pix
Be among the first to join the launch, following the official timeline.
Related docs
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Learn how A2A payments are transforming the region, challenges and the potential for further adoption.
Smart transfers for account usage growth
Discover how Belvo’s Smart Transfers product can help secondary accounts retain customers and increase account average usage.
We can’t wait to hear
what you’re going
to build
Belvo does not grant loans or ask for deposits.
