Banking data
Safely connect to your customers' banking data
Access real-time, up-to-date, and categorized banking data to get in-depth customer insights and build tailor-made financial solutions.
Trusted by the leading financial innovators
Access banking data to offer better financial services
all accounts in one place
Get a snapshot of an account’s balance or analyze balance evolution over time.
TURN DATA INTO REAL INSIGHTS
Get users’ accounts information and feed your credit models with ready-to-use insigths.
Build a 360° picture
Access categorized data for full visibility over your customers' financial lives.
secure and private DATA
Belvo is ISO 27001 certified and we follow bank-grade security standards to protect your data.
Build better
financial experiences
Boost your customers’ financial management
Correctly map customers’ spending categories, income, as well as their recurring expenses and subscriptions, to create personalized finance management tools.
Optimize credit decisions and reduce risks
Better assess affordability and offer your customers tailor-made repayment options. Decrease payment default risk while you increase loan acceptance rates.
STREAMLINE onboarding AND check IDENTITY
Long forms kill conversion. By connecting your bank account, you import validated registration data (name, CPF/CNPJ, ownership) directly from the originating financial institution.
Convert raw banking data into valuable insights
Categorization
Categorize and enrich transactions using machine learning
Our categorization engine accurately categorizes transaction categories and identifies the correct merchant with 85% accuracy. Using machine learning, we transform raw transactions into omprehensive insights.
Income verification
Assess users’ income from multiple sources
Get a thorough understanding of their financial health. Thanks to AI-based models, improve your income verification capabilities and accurately understand your users’ ability to pay.
Recurring expenses
Understand recurring spending habits
Understand spending patterns to obtain insights about their repayment risk for loans or offer them advice on how to improve their financial health.
Risk insights
Improve the predictive power of your credit models
Retrieve a comprehensive list of pre-calculated and advanced metrics designed to speed up credit decisions.
Access comprehensive and detailed banking data
Transactions
Access up to 24 months of standardized and categorized transactional data for personal and business bank accounts.
Accounts
Get users’ account information and complete details on business and personal financial products held within each bank.
Owners
Retrieve account holder information, including name, e-mail, date of birth, and phone numbers.
How it works
By using Belvo’s data, we reduced our credit risk by half.
Joao Paulo Borges
Head of Credit
When you demonstrate to the user the benefits of sharing their credentials through open banking, you will have a successful business model.
Miguel Londoño
CEO
Related guides & docs
Learn more about how to handle security
Discover how we protect end users' financial data with the best security and privacy practices.
Get started with Belvo
Look at our technical guides and documentation to get up and running with our API.
Analytics, a no-code solution
Say goodbye to the hassle of coding and designing to access open finance data and go live in minutes with our no-code solution.