Pix Automático

Variable recurring payments with Pix

Automate recurring payments for fixed or variable amounts and get paid on the exact due date. Provide a seamless payment experience with Automatic Pix, increasing customer retention and reducing fraud risks.

Trusted by the leading financial innovators

A simple way for direct debit payments with Pix.

More efficient, less bureaucracy.

Flexibility for variable payments

Automate collections for varying amounts in each cycle, giving you the flexibility to manage subscriptions and dynamic pricing services.

Better conversion rates

Reduce payment failures with a payment method that doesn’t expire and ensures collection even if there are insufficient funds.

*Subject to overdraft availability.

All banks, no agreements needed

With Pix Automático, any business can directly debit fixed or variable amounts from accounts in any Brazilian financial institution—no need for complex agreements.

Lower processing cost

Provide the convenience of traditional direct debit with minimal costs, while ensuring a flawless customer experience.

The easiest and safest way to receive recurring payments

Frictionless experience

Belvo leverages the Open Finance framework to redirect customers directly to their bank’s page, making it easier for them to confirm the Pix Automático authorization.

The process is simple and seamless, with customers being automatically redirected to their bank’s environment to confirm the recurring payment—minimizing reliance on manual actions.

Optimized payment mechanism

With Belvo’s solution, you can obtain your customer’s consent and identify the best payment date to increase the chances of a successful charge.

Additionally, unlike traditional systems, if there are insufficient funds at the time of the charge, our system automatically retries—preventing unintended service interruptions or delinquency risks.

Reduced fraud risk

Since the authorization happens through Open Finance, payments are authenticated directly with the bank, ensuring that the person making the payment is indeed your customer.

This not only increases security and reduces transaction fraud, but also gives your company full control—safeguarding sensitive data and strengthening customer trust.

Adapted to your business needs

Digital Subscriptions

Subscription clubs and Streaming

Automate subscription collections for services like streaming, VPNs, and discount clubs without relying on cards or invoices. Get paid instantly, avoiding service interruptions.

Bill payments

Utility bills

Let customers schedule automatic recurring bill payments like electricity or internet. The amount is debited from their account on the due date, avoiding delays.

Top Up

Digital wallets

Automate balance top-ups for your customers’ digital wallets. The amount is transferred instantly and recurrently, ensuring funds are always available.

Loans

Loan repayment

Automate loan installment payments or allow early settlement of variable amounts.

Education

Tuition payments

Simplify tuition payments for schools, universities, or gyms, with the possibility of additional charges if necessary.

Investments and savings

Enable recurring automatic transfers to investment or savings accounts, enhancing your app’s primary use.

How it works

For those who are already an ITP: gain scale without starting from scratch

If your company is already licensed as an Initiator of Payment Transaction (ITP) as Belvo but wants to go faster, Belvo offers an infrastructure that is ready, secure and 100% compliant with regulatory requirements.

Connect your operation to our Automatic Pix engine, save time on development and focus on your strategy.

We can’t wait to hear
what you’re going
to build

Belvo does not grant loans or ask for deposits.

Variable recurring payments with Pix