AI Collection Agent
RECOVER MORE WITH LESS EFFORT
Deploy AI-powered agents that identify the right moment to reach out, negotiate better than a human, and recover up to 20% more — all while cutting operational costs.
Trusted by the leading financial innovators
improve debt collection processes & automate payment recovery
Cut operational costs
Replace manual calls and WhatsApp conversations with agents that work 24/7 — no fixed cost per agent.
Preserve customer relationships
Empathetic outreach at the right time makes borrowers feel respected, not pressured.
Improve Recovery Rates
AI can remind customers about past-due payments, identify non-payment risk and offer flexible payment options.
Predictable cash flow
Know exactly when and how much money will hit your account, with structured data from every negotiation — in real time.
Negotiation tailored to each borrower's profile
Our agents read the customer's financial context, adapt their conversational tone, and negotiate via voice or WhatsApp based on real data. The result: more efficient recovery without compromising the customer relationship.
Reaching out at the right time changes everything
Our AI connects to Open Finance to identify when funds are available in the borrower's account — analyzing available balance, income timing, and financial behavior signals. Outreach only happens when there is a genuine capacity to pay, significantly increasing recovery rates.
DEMO
MEET ROBERTA
Available 24 hours a day, 7 days a week, Roberta is our AI-powered collections agent. She negotiates on behalf of your team with real financial context — and without any drop in service quality.
Enter your phone number and receive a call from Roberta to try it out:
*available to Brazil numbers only
REAL RESULTS
YOU CAN VERIFY
30%
increase in successful contact rate
20%
uplift in recovery
60%
reduction in cost per recovery
PERSONALIZED AND EFFECTIVE DEBT COLLECTION
Intelligent outreach
Negotiates via WhatsApp and voice
Drawing on each customer's financial history and current situation.
End-to-end payments
Pix, bank slip, and more
Including partial payments to maximize immediate portfolio recovery.
Customizable
Intelligent customization
Fully adaptable to your collections funnel — continuously learning and improving.
Targeted collections
Contact at the ideal moment
Reaches out when funds are available, for higher precision and less friction.
How it works
Setup
You define the rules: which portfolios to prioritize, delinquency ranges, negotiation limits, and preferred contact channels. The AI adheres to these parameters in every interaction.
Negotiation
When funds are available, our agent reaches out via WhatsApp or voice call, presents payment options, and negotiates in real time — adapting its tone and offer to each borrower's financial profile.
Open Finance connection
To enhance the negotiation, you can ask the customer to connect their bank account so the agent can identify the best date to charge or when income is expected.
Payment
The customer pays via Pix, bank slip, installments, or another method — directly within the conversation. You receive data from every negotiation: status, amount recovered, payment promise date, and full history, ready for reconciliation.
smart transfers, frictionless collections (SOON)
Imagine recovering a debt without the customer having to open an app, generate a payment slip, or remember to pay. Our AI initiates automatic transfers as soon as funds are available in the borrower's account. Recovery that happens automatically, with zero friction for the end user.
A secure and trustworthy experience
→ Clear identification that the interaction is with a digital assistant
→ Opt-outs are recorded and respected instantly
→ Platform compliant and aligned with applicable local consumer protection regulations
Enhance your collection efficiency today
Your portfolio is likely already feeling it. The question isn't whether you need smarter collections. It's how much more you'll lose before you have them.