Balance monitoring
Collect on the day the money hits the account
Monitor your customer's balance with Open Finance and collect when the money is in the account, not on a fixed calendar date.
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Recover more and optimize your operation
Recover more in every cycle
Collect when the account has a positive balance and recover more, with fewer collection retries.
Reduce recovery delays
Recover before delinquency sets in. Instead of waiting for the next allowed date, you act on the day the money comes in.
Decide with confidence
Confirm the real balance before granting credit or collecting. Fewer decisions based on guesswork, fewer credit limits above the customer's ability to pay.
Available balance · Day 1
R$ 302.50
Read directly from the institution, no estimates
Access the real balance straight from the source
Each check returns the current and available balance in the account at that moment, straight from the institution, on the account already connected through Belvo. No estimates. Official data.
Learn more about Open FinanceBelvo gets the check timing right
Belvo manages the check cadence within Open Finance and places checks at the moments when money is most likely to come in, using account behavior patterns. Your team doesn't need to build or maintain a scheduler.
Trigger the collection when the account can pay
Activate Smart Transfers through Belvo and automate collection based on when funds land in the account.
Discover Smart CollectionsFrom consent to collection, in four steps
The customer connects their account
Your customer consents to balance checks via Open Finance through Belvo.
You set the policy
You define the condition that triggers the action, such as a balance equal to or above the amount due.
Belvo checks the balance
Belvo monitors the account and places checks at the moments when money is most likely to come in.
You act at the right time
When the balance meets the condition, your system is notified and you execute the collection.