Stepping into the AI-powered era of Open Finance

Pablo & Uri

Pablo & Uri Co-founders

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Stepping into the AI-powered era of Open Finance

Meet the new Belvo and learn more about how our supercharged platform is turning open finance data and payments into real-time decisions and workflows.

Since we started Belvo, we’ve had a front-row seat to the massive breakthroughs in the Latin American financial ecosystem.  We’ve watched as people across the region moved from being invisible to the banking system to being the owners of their own financial futures. And for the last six years, we’ve been the ones building the open finance connectivity layer for Latin America, laying down the pipes so data and money can actually flow across the region in a way that empowers people and businesses with better financial outcomes.  

In Brazil alone, we’ve seen the ecosystem explode to over 150 million instances of people choosing to share their data to get better financial products, and we’re proud to say that more than 1 in 10 of those connections now happen through Belvo. In Mexico, we’ve seen a similar hunger for change. We’ve performed over 60 million income data checks for businesses that are finally looking beyond the old-school credit score to offer fairer services. And on the payments side, our pay-by-bank products now process over $1bn in annualized TPV, up from zero 24 months ago.

But after countless sit-downs with our customers, from the fast-moving lenders in Mexico to the banking giants in Brazil, one thing became painfully conclusive: access isn't the problem anymore; it's the noise.

And why is that? Well, data is just untapped potential if you don't have the brains to use it. We watched engineering teams waste months on rigid integrations, and credit teams drown in snapshots of data that were outdated before they even hit the dashboard. As for payments, moving money from bank account A to bank account B wasn’t an issue. Knowing when to process a payment based on actual movements on the account or user behaviour was the key. It was clear that the access era had hit a ceiling.

Today, we’re breaking through it. Belvo is evolving beyond infrastructure into an AI-first partner. We’re launching our AI Ecosystem, a suite of tools designed to help our customers move from raw data signals to real-world decisions and workflows in seconds. To mark this new chapter, we’ve also refreshed our brand identity to reflect the precision and enterprise-grade security that this next level of finance demands.

It was never just about "connecting" accounts

We’re moving over a billion dollars in annualized payment volume and have powered 80 million financial account connections. The foundation is solid. But we’ve always known that connectivity was just the first step - it doesn’t fix the persistent headaches that stop a company in financial services from scaling.

The thing is that traditional analysis is static. It’s slow. And frankly, it’s frustrating. To be clear, we didn't just wake up and decide to "do AI" yesterday. We’ve spent years in the background building and sharpening our own proprietary models thanks to billions of transactions. We’ve been deep in the trenches since the beginning, building the technology and the pipes that would help us fulfil our vision.

Now, that work is paying off. Our new AI ecosystem sits directly on top of our core infrastructure to handle the heavy lifting. We’re talking about automating the high-stakes work that usually requires a room full of people, like risk scoring and repayment negotiations, so your team can actually stop managing data and start focusing on growth.

Tools that actually move the needle

We’ve focused our AI ecosystem on three pillars that actually impact our customers’ bottom line:

  • Intelligence, but faster: we’ve built financial agents to cut the time it takes to get financial insights by 10x. No more analytics backlogs, no more dragging out credit cycles.
  • APIs that actually flex: we are enabling customers to build custom endpoints, meaning you can drop your own logic into your workflow without having to rip out and replace your entire tech stack.
  • Better recovery, less "bot" feel: our models find the exact right moment to ask for a payment, and we use AI agents for negotiations that actually feel human and that can lead to a 20% boost in recovery.

A brand built for what’s next

Because this is such a fundamental shift in who we are, a business-as-usual look just didn't fit anymore. This new chapter required a new identity, so we moved our aesthetics toward something architectural, secure, and precise. Our new brand reflects the high-accuracy workflows we now provide. The real results we bring in. We’ve graduated from being a connectivity layer to an enterprise-grade intelligence partner, and we needed a brand that looked as smart as the technology powering it.

The access phase of Open Finance is over. We’re entering the era of high-precision workflows. Welcome to the new Belvo: intelligent, adaptable, and built for what’s next.

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