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Personal Finance Management
Drive smarter financial behavior
Give your customers an easy and secure way to connect their financial information to your PFM app. Access enriched and categorized data about their financial behavior and provide them with more personalized insights.
Trusted by the leading financial innovators
Extract valuable insights from your customer’s financial behavior
Connect all accounts in one place
Get an instant snapshot of all your customers’ financial accounts for all products contracted in any institution through a single platform.
Understand your customers better
Access clear and ready-to-process transactions as well as income insights from your customers’ financial behavior directly from its source.
Increase engagement
Increase satisfaction and engagement by providing ultra-personalized and proactive recommendations that fit your customers’ economic situation.
Open finance to boost personal finances
Centralize all financial activities in one place
Access all your customers’ financial activities and holdings contracted in different financial institutions in one place. Verify your users’ recurrent income, categorize transactions and analyze their spending patterns while reducing manual tasks to get a clear and holistic picture of their financial health. Thanks to open finance, you’ll be able to learn their cash balance, debt, and state of their loans and pensions.
Unlock data-driven insights for your customers
Retrieve your customers’ transactional data in clear and actionable items to identify how they spend and save money and get a comprehensive picture of their financial health. Create ultra-personalized tools within your application by integrating merchants identification and flagging recurrent expenses for subscription services to identify spending trends, anticipate saving opportunities and provide better proactive recommendations.
Enrich and categorize your own data
Safely send us your customers’ raw transactional data. In a matter of minutes, we analyze and apply our categorization engine powered by machine learning, ready to integrate into your app.
Get highly accurate insights into your customers’ income and spending habits and streamline your data management processes by reducing the time and resources required to categorize and analyze financial data.
Related guides & Docs
Identify users’ recurrent spending habits
Get an instant overview of your users’ recurrent spending habits on subscription services, as well as other cyclical payments including electricity bills, and periodical transfers.
Help your users improve their finances
Check our step-by-step guide to discover a high-level overview of the data points you can extract from banking data and how to translate them into finance management.
Discover BFM use case with Nibo
Discover how Nibo, a Brazilian BFM application, used open finance and Belvo to help small companies improve their finances by optimizing their data acquisition.
Belvo helps us make the data collection process faster so we can pay more attention to analyzing this information and bring better insights to users. We are able to view categorized transactions the moment the platform has access to the accounts.
Rodrigo Matihara
CTO at Mobills
We can’t wait to hear what you’re going to build
Belvo does not grant loans or ask for deposits