ANALYTICS
Visualize open finance insights to accelerate credit decisions
Through the Belvo dashboard, access key analyses and reports based on large-scale financial data extracted from your users’ accounts. Verify your users’ incomes without writing a single line of code.
Trusted by the leading financial innovators
Extract and leverage open finance insights
without writing a line of code
Focus on what matters
From Belvo’s dashboard, you can verify your income, visualize your users’ assets and debts, and download the data at scale, ready to integrate into your credit models.
Visualize users’ finances
Receive accurate data sourced from your user’s bank to create a smoother and frictionless user experience for your customers.
Optimize credit analysts’ work
Automatically verify your users’ income and reduce manual processes and your response time to grant a loan.
Save integration time
No development needed: integrate the Connect Page into your campaigns, start gathering data in a few days, and analyze it directly in the dashboard.
HOW IT WORKS
Access open finance data and verify income without development
1. Customize and connect
Integrate Belvo, without development needed, by customizing the Connect Page with your brand elements. When the landing page is ready, share it directly from your CRM to your customers through targeted campaigns to allow them to easily connect their accounts.
2. Bulk download data
Access, explore, and download the data, including .csv files, in batches over specific time periods. Analyze behavioral patterns through the data sources you’re interested in.
3. Data download and analysis
Safely access, visualize, and analyze customers’ financial data by retrieving transactional data and their total debt and assets. Download the .xlsx file in which you’ll be able to recover raw banking, fiscal or employment data, regarding what is your use case.
4. Verify income
Automatically verify your user’s income directly from the dashboard. We currently support 10 income categories such as freelance, salary or retirement, and additional metrics like income regularity and stability. Get an annual or monthly overview of the income and optimize credit analysts’ work.
5. Deep dive into the data
Integrate the data and these new insights in your current credit models to reinforce credit decisions. Enrich your credit scoring with income and transaction data to improve the predictive power of your models and increase your loan acceptance rate.
Related guides and docs
Discover our banking coverage
Access more than 60 top retail and business banks in Latin America, representing more than 90% of market coverage.
Optimize credit decisions
Find out how to build innovative and secure lending experiences for your users with open finance.
Decreased credit risk by 50%
Facio, a Brazilian credit solution, offers payroll loans for Brazilian workers while lower credit risk with Belvo.
Using analytics has made our work process so much easier! Instead of dealing with those complicated excel spreadsheets, we now have a much simpler and user-friendly interface. With this, we can run thorough and efficient analyses, which helps us make informed and effective decisions.
Michael Gomez
Credit Analyst at Creditea
We can’t wait to hear
what you’re going
to build
Belvo does not grant loans or ask for deposits
