LENDING
High-performance credit assessment and collection
Access financial data to sharpen your underwriting models. Automate loan recovery via direct bank transfers to reduce manual tasks and operational costs.
Trusted by the leading financial innovators
Accelerate and optimize credit decisions
Reduce credit default
By combining automated collection and risk assessment, decrease repayment default.
IDENTIFY AND REDUCE FRAUD
Instantly verify customers’ identity, income and financial health with real-time data from their bank accounts.
EXPAND YOUR CREDIT FUNNEL
Reach a wider range of customers, expand your loan applicant pool while increasing your loan acceptance rate.
Bank-grade security
We adhere to local regulators and follow rigorous compliance standards, such as PCI DSS and ISO 27001.
the one-stop-shop solution for your credit strategy
Grow your customer base with lower credit risk
Feed new customers in your credit funnel and verify income instantly. Multiply your loan underwriting volumes by 2 while consolidating your creditworthiness.
Boost approval rates 30% via instant income verification
Offer customers a seamless onboarding experience and access real-time financial data to reduce friction and increase credit approval rates up to 30%.
Halve payment defaults with automated collection
Decrease payment default risks by 50% providing tailored offers with more suitable repayment conditions and collect money through direct debit.
What our clients say
Using Belvo's data, we reduced our credit risk by half.
João Paulo
head of credit