Categorization
transform messy banking data into insights
Maximize the value of transaction data by turning it into clean categories. Identify income, spending behaviors, and potential risk indicators to create a more effective credit risk model.
Trusted by the leading financial innovators
GET A COMPLETE, AI-POWERED PICTURE
OF YOUR CUSTOMERS
Tailored for credit and risk
Capture the nuances of the lending industry, providing the precision you need to make data-driven decisions.
Best coverage on the market
Access detailed insights on income and lending categories. Our models achieve over 85% accuracy.
Standardized bank data
We harmonize data into a consistent schema, so you get the same structured output regardless of the institution.
Constant improvement
By analyzing transactions from millions of users across Belvo-powered apps, our model ensure your data remains accurate.
Product features
From raw data to
a comprehensive profile
GAIN 360° VISIBILITY INTO FINANCIAL HABITS
Powered by machine learning and artificial intelligence, our categorization product offers detailed sub-categories such as income, credit and loans or gambling. We provide lenders with the granularity they need to make data-driven decisions.
How it works
Related guides & docs
Retrieve clean transactions powered by machine learning
Check our documentation to start using our product with our API.
Improving data categorization with machine learning
Unearth how our teams used machine learning techniques to improve our categorization product.
Reduce credit risk with transactional data
Improve risk assessment processes by accessing enriched transaction data, sourced from your customers’ accounts.