What is Belvo?
Belvo is a secure platform that allows you to easily share your financial data with companies throughout Latin America, always with your consent and following the highest standards of privacy and security.
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Access better financial services thanks to Belvo
At Belvo, we work with financial entities throughout Latin America to ensure that more people and businesses have access to the financial services they need.
Over 10 million people have already securely shared their financial data using Belvo.
Thanks to Belvo, you can share your financial or work activity with financial entities to access credit services that suit your needs.
You can save paperwork or travel to offices by sharing your financial information digitally and automatically.
Through our platform, you can minimize the risk of fraud by directly controlling who you share your data with and the payments you make from your bank account.
The safest way to share your financial data
Belvo acts as a technological intermediary between innovative financial companies and the institutions where your data is stored. Our mission is to be a secure bridge so that you can deliver your financial information where and when you need it, whether to improve your chances of getting a loan, make your payments more easily, or have better control of your finances.
User
Your financial data
Financial companies
How does it work
What security measures does Belvo use?
Belvo places security and privacy at the center of its platform. Our technology is secure thanks to the use of the best tools and standards, as well as a leading security team.
Enterprise-level security
Belvo uses bank-level protocols and follows the best regulatory practices to protect your account information and privacy. We adhere to and comply with the world’s most recognized security standards, including ISO 27001.
Data is always encrypted
Our platform has been developed from scratch to ensure that the account connection process is carried out under the strictest security and privacy standards. User data never enters or leaves Belvo without being encrypted.
The best security infrastructure
We host our platform on Amazon Web Services (AWS), the gold standard in terms of data center security and availability, with strict access control measures and multiple protocols ensuring the uninterrupted operation of Belvo services.
Constant monitoring and security policies
We conduct periodic tests on our platform and have a real-time alert system that detects and analyzes any security signals. We also apply strict information security policies throughout the company and continuously audit our platform.
Frequently asked questions
Belvo is a secure platform that allows you to easily share your financial data with companies throughout Latin America, always with your consent and following the highest standards of privacy and security.
Belvo does not directly offer any financial services to users. It only acts as a technological intermediary so you can securely share your data and access better financial services.
Over 150 financial companies in Mexico, Brazil, and Colombia already work with Belvo. Thanks to us, these companies can better understand the financial information of customers like you to offer them better services.
More than 10 million people have used Belvo to securely connect their data to financial services and receive better offers and personalized products.
Thanks to Belvo, financial companies can easily and securely access your data without the need for physical documents.
By securely sharing your data through Belvo, you gain more control over your financial information as you can decide with which company you share it to access services that meet your needs.
Some of the benefits you can get by sharing your data through Belvo are:
- Access to credits tailored to your needs: through Belvo, you can demonstrate your creditworthiness or employment status to be eligible for credit products tailored to you.
- Greater control over your financial information: by securely sharing your data through Belvo, you gain more control over your financial information as you can decide with which company you share it to access the services you need.
- Simpler banking payments: Belvo also allows you to use your bank account to make payments securely and more protected against fraud since authentication will be done directly from your bank.
Connecting your data with Belvo is a safe and protected process with rigorous measures to protect your information at all times.
Our platform has been developed from scratch to store and protect financial information and bank credentials: data never enters or leaves Belvo without being encrypted.
In addition, we follow the best regulatory practices to protect account information and customer privacy and have certifications such as ISO 27001, the most recognized international standard in information security that ensures we comply with more than 100 requirements to protect information security.
To share your financial information with companies using Belvo, you need to enter your bank credentials. Belvo then encrypts and securely stores this information and safely extracts data from your account using a read-only access mode, always with your permission and without ever exposing its content.
To protect your privacy and security at all times, Belvo employs strong encryption systems that turn your credentials into a unique and indecipherable identifier, while your keys remain safe in a private vault.
Neither Belvo nor the services using our platform will have direct access to your credentials at any time, and they will only be used to access your data with your permission through an automated and secure computer system.
Moreover, this access only allows reading data, meaning no action can ever be taken on your account.
Belvo works with hundreds of financial companies in Latin America, including some of the major banks in Mexico, Colombia, and Brazil, as well as neobanks, digital wallets, and credit providers.
Belvo places security and privacy at the center of its platform. Our technology is secure thanks to the use of the best tools and standards, as well as a leading security team.
Our platform has been designed from scratch to make sharing financial data an extremely secure process: at every step of connection and processing of financial information, state-of-the-art protocols, mechanisms, and technologies are implemented to ensure that data is always safe and protected.
Some of these measures include:
Encryption at rest and in transit: Belvo uses strong cryptographic mechanisms that follow NIST standards. Data never enters or leaves Belvo without being encrypted.
Security certifications: Belvo has ISO 27001 certification, accrediting that we comply with over 100 requirements for implementing an information security management system.
Constant surveillance: Our system detects and analyzes any security alert in our records in real-time.
Additionally, Belvo constantly researches, develops, and implements new security measures to make our product, our company, and open finance more reliable and secure every day.
Read more about security
Belvo achieves ISO 27001 certification
Belvo has received ISO 27001 certification, the most rigorous global security standard for Information Security Management Systems.
5 benefits of open finance for consumers
Learn about all the benefits and advantages that all consumers have when sharing their data with financial companies that use open banking and open finance platforms.
How we protect financial data
We’ve created a guide to help financial innovators understand how they can build applications on top of our Open Finance API platform while following the best security and privacy practices.
