CREDIT RISK
Reduce credit risk with Open Finance data
Get a clear picture of your customers' financial activities and income, better assess affordability and provide tailor-made credit products.
Trusted by the leading financial innovators
Strengthen underwriting processes while reducing risk
approve more borrowers
Stop rejecting creditworthy applicants due to a lack of history by analyzing transactional data and their true income.
slash payment default rates
Get a borrower's actual financial health and income stability. Identify high-risk profiles that traditional reports overlook.
Automate your decisions
Automate the analysis of income and expenses to make instant decisions and close loans while intent is high.
Grow your portfolio and revenue by lending with confidence
reduce credit risk
in up to 50%
Get a thorough understanding of the applicants’ financial behavior and improve the accuracy of your underwriting processes.
Personalize offers to boost acceptance
Use spending data to tailor loan amounts and repayment schedules to your user's actual cash flow. Increase uptake and ensure on-time payments.
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Decreased credit risk by 50%
Facio, a Brazilian credit solution, offers payroll loans for workers while lower credit risk with Belvo.
Analytics, a solution for lenders
Access key analytics and reports from Belvo’s dashboard without writing a single line of code.
Streamlining access to credit in Mexico
Discover how they instantly access users’ personal information to provide credits in just a few minutes.